Zero Fraud Liability

Posted on Saturday, 25th June 2011 by Archie Norton

Q:  Do any of your identity theft protection services monitor for social security theft and who is applying for your credit?

A: Yes, they do. Both IDENTITY GUARD® and Trusted ID, our top identity theft protection services, would be a great choice for you.  As soon as you sign up for Trusted ID it begins monitoring the Internet black market for any suspicious use of personal information like your Social Security number, credit cards or bank accounts.  It uses the Social Security number you entered when signing up, but you’ll need to add your bank account and credit card numbers.

Trusted ID also monitors all 3 credit reports from Equifax, Experian and TransUnion, and will alert you if it sees any changes.  3-bureau credit monitoring is a great way to stay in constant touch with your credit history, and will let you know if anyone is applying for credit using your personal information.  In a

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Tags: Credit, Security Theft, Social Security, Social Security Theft
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Posted on Thursday, 23rd June 2011 by Archie Norton

Q: Which credit report monitoring service includes monthly credit score updates?

A: All credit report monitoring services do what their name implies, which is monitoring your credit report(s) and alerting you if there are any changes. However, only one of our top reviewed services also provides monthly updates to all 3 of your credit reports and scores—PrivacyGuard.  In addition to 3-bureau credit monitoring and updated monthly credit reports and scores, PrivacyGuard includes a wide array of identity theft protection features, information, and financial calculators.  Users also get Norton Internet Security Online with their subscription.

Right now PrivacyGuard is offering a 30-day $1 trial to NextAdvisor readers. With this trial you’ll get all 3 credit reports and scores and the other features mentioned above. Aft

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Tags: Credit Score, Credit Score Updates, Score Updates, Updates
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Posted on Thursday, 23rd June 2011 by Nathan Thorpe

It has often been said that our nation has been at war with a mostly invisible enemy in rugged and rough terrain.  Yes, we are talking about the War on Terror and our military engagements in Afghanistan and Iraq.  Well, a new invisible enemy is emerging that they operate in total anonymity.  We are talking about the hackers responsible for some of the most high-profile breaches – Sony, Google, EMC…just to name a few.

As this Bloomberg article points out, disturbingly, no hacker has been publicly identified, charged or arrested for these major breaches.   The article also points to the reality that we may never capture and bring justice to these hackers.

Here are some key excerpts from this article:

“I don’t have a high level of confidence that they will be brought to justice,” said Peter George, chief executive of Fidelis Security Systems Inc., a Bethesda, Maryland-based data protection consulting firm whose clients include International Business Machines Corp. (IBM), the U.S

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Tags: Been, Hacker Been
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Posted on Wednesday, 22nd June 2011 by Nate Sawers

Around 360,000 Citigroup credit cards were affected by a hacking last month.  The data breach compromised a total of 360,083 North America Citi-branded credit cards.

Citigroup said the accounts of its credit card customers were accessed during a May 10 cyber-attack.

Citigroup said the hackers accessed names, account numbers and contact information, including email addresses, on its online system.

Customers whose accounts were breached were sent letters and replacement cards. Some customers were not sent new cards because their accounts were already closed.

Citigroup declined to provide further details of the breach, citing the ongoing investigation and its customers’ security. The company has come under scrutiny from US lawmakers for its handling of the attack. Ci

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Tags: Accounts, Accounts Hacked
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Posted on Tuesday, 21st June 2011 by Nate Sawers

Today we have two random identity theft protection tips for you on pickpocketing and smishing, yes smishing.

1. Smishing People are always coming up with clever names to give to types of identity theft. First there was phishing, then there was vishing and now there is the newest incarnation: smishing. Smishing stands for phishing via SMS, or short message service, which you probably refer to as text messaging. With this scam, potential victims get a text message that instructs them to dial a toll-free phone number to solve a mishap with their financial institution. A lot of people will follow this instruction out of legitimate worry, and some will do the same simply out of curiosity.

When they do dial the number, they will find that it’s answered by a voice response system that instructs them to type in account information. After they type in the information, the thief’s system records the keystrokes. In

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Tags: Identity Theft, Random Identity, Random Identity Theft, Tips
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Posted on Tuesday, 21st June 2011 by Archie Norton

Reason 1: In Pittsfield Massachusetts a minor league baseball team was reeling after continual theft from the team’s locker room. And to help solve the problem they I installed a single video surveillance camera.

The 42 year old thief was recently caught on camera and arrested for stealing cash from the lockers of the team during a ball game. He of course pleaded not guilty. The video states otherwise. Video doesn’t lie. In this scenario the team players should have locked the locker room up or at least locked their lockers.

Reason 2: A guy named Eddie was labeled a geek by his home invaders who believed he wouldn’t put up a fight. The where right, he is a geek and didn’t put up a fight. Geeks, in general, are smart though, so he installed a security camera. The thi

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