Posted on Saturday, 11th December 2010 by Nathan Thorpe
The one thing a person can’t take from you is your self-respect and the one thing that you be proud of is your self-identity. Your self-identity is your individual difference from everyone else. Your person reflects the being you are and who you will be as well as your personality. Your uniqueness from all others. All this… this cannot be taken from you.
In saying this… people can steal your identity nowadays. They can’t take your personality but they can try and be you.
Should you be alarm? You better believe it! The American dream is one everyone wants to touch and have. Yet, some people do not want to work for it. They want it at someone else’s expense. They will get that American dream they want so badly even at your price.
The kicker of this problem is when someone’s identity is taken and used for criminal acts. Imagine you are driving in your road and you get pulled over… maybe for speeding, maybe the cop ran your tag but you get pulled over. Your name is mixed up with someone who didn’t show up for court on a weapons charge or burglary charge. Do you think it will be easy to prove that you are not the person they think you are. It may be your name but it isn’t you. This is a violation of your person.
How did these people do this to you? Somehow they were able to retrieve your social security number, address, name, date of birth and bank account data.
Are these thieves getting joy and benefit from taking things from you? You can bet they are. People who steal others identities are making a huge profit off of your good name.
Another example: a person has just obtained information about your banking institute including your account number and even your routing number. He or she can then take all that money and transfer the funds to another bank or begin purchasing items. All without having to worry about walking into the bank. That is scary, huh?
Get a Fraud Alert Placed On Your Credit Report
So how do you protect your good name, credit and finances? One way to protect it is to get a fraud alert placed on your credit report. This is a way to get the credit bureaus aware of any possible issues. Fraud alerts can stop thieves from getting credit. Should someone try, the credit bureau will call you right away about it.
If for some reason, you cannot be reached, the credit will not be issued in your name and this warns the credit company trying to obtain it that you have not authorized any type of transaction to go on.
How to Set Up a Fraud Alert
Believe it or not, this is one of the most easiest things to get to protect your credit. Just work together with the credit bureau fraud alert department to get it all set up. Get your file top flagged and by recording your voice in the response system, it will be a way to identify if you made the attempt to get credit.
Should you wish to remove the alert at any given time… you can do so by writing the credit bureaus and informing them. Know this that some creditors will not authorize credit if a fraud alert was placed even with good intentions.
Fraud alerts are one of your best weapons against identity theft and thieves but take other precautions like protecting your social security number for one.
Abhishek is a Personal Security expert and he has got some great Identity Theft Prevention Secrets up his sleeves! Download his FREE 136 Page Ebook, “Identity Theft – Don’t Be The Next Victim!” from his website http://www.Survival-Today.com/14/index.htm. Only limited Free Copies available.
Similar Posts:
- Fraud Alerts – What You Need to Know About Them
- National Consumer Protection Week: What to Do if Your Identity Has Been Stolen
- Steps to Take If You’re a Victim of Identity Theft
- How Criminal Identity Theft Can Affect Your Life
- Identity Theft – When It Happens To You
Tags: Identity, Identity Thieves
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