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	<title>Zero Fraud Liability</title>
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	<link>http://zerofraudliability.com</link>
	<description>Learn about precautions you can take to help protect your identity!</description>
	<lastBuildDate>Mon, 13 Feb 2012 09:10:02 +0000</lastBuildDate>
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		<title>FOMC Minutes 2/15 &#8211; Give Me The Barfbag</title>
		<link>http://zerofraudliability.com/financial-fraud/fomc-minutes-215-give-me-the-barfbag</link>
		<comments>http://zerofraudliability.com/financial-fraud/fomc-minutes-215-give-me-the-barfbag#comments</comments>
		<pubDate>Mon, 13 Feb 2012 09:10:02 +0000</pubDate>
		<dc:creator>Nate Sawers</dc:creator>
				<category><![CDATA[Financial Fraud]]></category>
		<category><![CDATA[Give]]></category>
		<category><![CDATA[Give Barfbag]]></category>

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		<description><![CDATA[Oh give me a break&#8230;.. Role of Financial Conditions in Economic Recovery: Lending and Leverage Staff summarized research projects being conducted across the Federal Reserve System on the effects of changes in lending practices and household leverage on consumer spending in recent years. These projects provided a range of views regarding the size and importance [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>B of A Customers Receive New Cards Following Breach</title>
		<link>http://zerofraudliability.com/thieft-protection/b-of-a-customers-receive-new-cards-following-breach</link>
		<comments>http://zerofraudliability.com/thieft-protection/b-of-a-customers-receive-new-cards-following-breach#comments</comments>
		<pubDate>Fri, 10 Feb 2012 01:29:32 +0000</pubDate>
		<dc:creator>Archie Norton</dc:creator>
				<category><![CDATA[Thieft Protection]]></category>
		<category><![CDATA[Breach]]></category>
		<category><![CDATA[Cards Breach]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/thieft-protection/b-of-a-customers-receive-new-cards-following-breach</guid>
		<description><![CDATA[Bank of America customers were sent letters and issued new debit and credit cards after a third-party breach possibly compromised their personal information. The letters sent by Bank of America inform customers of a possible breach that may have exposed their account information. The bank’s spokeswoman did not reveal how many accountholders were affected, but [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I’m a Victim of Identity Theft, Now What?</title>
		<link>http://zerofraudliability.com/thieft-protection/i%e2%80%99m-a-victim-of-identity-theft-now-what</link>
		<comments>http://zerofraudliability.com/thieft-protection/i%e2%80%99m-a-victim-of-identity-theft-now-what#comments</comments>
		<pubDate>Mon, 06 Feb 2012 02:54:24 +0000</pubDate>
		<dc:creator>Archie Norton</dc:creator>
				<category><![CDATA[Thieft Protection]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Theft]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/thieft-protection/i%e2%80%99m-a-victim-of-identity-theft-now-what</guid>
		<description><![CDATA[Being a victim of identity theft is no fun. If you dont have identity protection in place already then you’re probably frustrated and at a loss of what to do – especially if you just found out about the crime. Feeling a sense of unease or even despair is not uncommon. Someone completely took advantage [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/thieft-protection/i%e2%80%99m-a-victim-of-identity-theft-now-what/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Business Finance Store Discusses New Statistics on Angel Investing</title>
		<link>http://zerofraudliability.com/financial-fraud/the-business-finance-store-discusses-new-statistics-on-angel-investing</link>
		<comments>http://zerofraudliability.com/financial-fraud/the-business-finance-store-discusses-new-statistics-on-angel-investing#comments</comments>
		<pubDate>Sun, 05 Feb 2012 12:56:55 +0000</pubDate>
		<dc:creator>Nate Sawers</dc:creator>
				<category><![CDATA[Financial Fraud]]></category>
		<category><![CDATA[Angel]]></category>
		<category><![CDATA[Angel Investing]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/financial-fraud/the-business-finance-store-discusses-new-statistics-on-angel-investing</guid>
		<description><![CDATA[Santa Ana, CA (PRWEB) December 25, 2011 A new study by the Ewing Marion Kauffman Foundation found that up to 39% of angel investors dont even get a positive return on investment, meaning they end up losing money. This statistic is important to any small business owner or entrepreneur seeking funding for their small business. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More CEOs Rake In $50 Million and Up Per Year</title>
		<link>http://zerofraudliability.com/financial-fraud/more-ceos-rake-in-50-million-and-up-per-year</link>
		<comments>http://zerofraudliability.com/financial-fraud/more-ceos-rake-in-50-million-and-up-per-year#comments</comments>
		<pubDate>Thu, 19 Jan 2012 02:47:38 +0000</pubDate>
		<dc:creator>Nate Sawers</dc:creator>
				<category><![CDATA[Financial Fraud]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/financial-fraud/more-ceos-rake-in-50-million-and-up-per-year</guid>
		<description><![CDATA[- You don’t have to remind me that in a free enterprise system, it is the “right” of any individual to earn as much as he possibly can. You don’t have to tell me that the government should not be the arbiter deciding how much any person in the private sector should earn. You don’t [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Which Online Backup Service Features a &#8220;Mirror Image&#8221; of my Hard Drive?</title>
		<link>http://zerofraudliability.com/thieft-protection/which-online-backup-service-features-a-mirror-image-of-my-hard-drive</link>
		<comments>http://zerofraudliability.com/thieft-protection/which-online-backup-service-features-a-mirror-image-of-my-hard-drive#comments</comments>
		<pubDate>Wed, 18 Jan 2012 15:15:36 +0000</pubDate>
		<dc:creator>Archie Norton</dc:creator>
				<category><![CDATA[Thieft Protection]]></category>
		<category><![CDATA[Drive]]></category>
		<category><![CDATA[Hard Drive]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/thieft-protection/which-online-backup-service-features-a-mirror-image-of-my-hard-drive</guid>
		<description><![CDATA[Q: I&#8217;m afraid that if I were to loose my hard drive completely, I wouldn&#8217;t be able to find and load all the programs I use. I&#8217;d like to know what service to purchase so that my backup includes a &#8220;mirror image&#8221; of my hard drive? A: Online Backup services work hard to save all of your important [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/thieft-protection/which-online-backup-service-features-a-mirror-image-of-my-hard-drive/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Child Identity Theft ProtectionTips From the FTC</title>
		<link>http://zerofraudliability.com/thieft-protection/child-identity-theft-protectiontips-from-the-ftc</link>
		<comments>http://zerofraudliability.com/thieft-protection/child-identity-theft-protectiontips-from-the-ftc#comments</comments>
		<pubDate>Tue, 17 Jan 2012 07:33:46 +0000</pubDate>
		<dc:creator>Archie Norton</dc:creator>
				<category><![CDATA[Thieft Protection]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/thieft-protection/child-identity-theft-protectiontips-from-the-ftc</guid>
		<description><![CDATA[By the AllClearID Team Jamie here, Chief Investigator at AllClear ID. Recently, I had the opportunity to speak at the Jump$tart National Educator Conference in Washington, DC. Jump$tart is a national organization “dedicated to improving the financial literacy of pre-kindergarten through college-age youth by providing advocacy, research, standards, and educational resources.” In the presentation I [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/thieft-protection/child-identity-theft-protectiontips-from-the-ftc/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gold Slips Slightly as All Attention Remains on Europe says Pan American Metals of Miami</title>
		<link>http://zerofraudliability.com/financial-fraud/gold-slips-slightly-as-all-attention-remains-on-europe-says-pan-american-metals-of-miami</link>
		<comments>http://zerofraudliability.com/financial-fraud/gold-slips-slightly-as-all-attention-remains-on-europe-says-pan-american-metals-of-miami#comments</comments>
		<pubDate>Sat, 14 Jan 2012 00:38:28 +0000</pubDate>
		<dc:creator>Nate Sawers</dc:creator>
				<category><![CDATA[Financial Fraud]]></category>
		<category><![CDATA[Miami]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/financial-fraud/gold-slips-slightly-as-all-attention-remains-on-europe-says-pan-american-metals-of-miami</guid>
		<description><![CDATA[Gold slipped slightly yesterday as investors became nervous about the upcoming summit meeting in Europe. MIAMI, FL &#8211; Suggestions that there may actually be a feasible plan this time have had a calming effect on the market, making gold less necessary as a safe haven. However, we have surely lost count of the number of [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/financial-fraud/gold-slips-slightly-as-all-attention-remains-on-europe-says-pan-american-metals-of-miami/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>6 Worst Data Breaches of 2011</title>
		<link>http://zerofraudliability.com/thieft-protection/6-worst-data-breaches-of-2011</link>
		<comments>http://zerofraudliability.com/thieft-protection/6-worst-data-breaches-of-2011#comments</comments>
		<pubDate>Mon, 09 Jan 2012 19:15:55 +0000</pubDate>
		<dc:creator>Archie Norton</dc:creator>
				<category><![CDATA[Thieft Protection]]></category>
		<category><![CDATA[2011]]></category>
		<category><![CDATA[Data Breaches]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/thieft-protection/6-worst-data-breaches-of-2011</guid>
		<description><![CDATA[When it comes to data breaches, how does 2011 compare with previous years? A new report from the Privacy Rights Clearinghouse (PRC) notes 535 breaches during 2011, involving 30.4 million sensitive records. But thats just a conservative estimate, since not all data breaches see the light of day. Because many states do not require companies [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/thieft-protection/6-worst-data-breaches-of-2011/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Five Stocks to Avoid Like the Plague</title>
		<link>http://zerofraudliability.com/financial-fraud/five-stocks-to-avoid-like-the-plague</link>
		<comments>http://zerofraudliability.com/financial-fraud/five-stocks-to-avoid-like-the-plague#comments</comments>
		<pubDate>Mon, 09 Jan 2012 08:49:27 +0000</pubDate>
		<dc:creator>Nate Sawers</dc:creator>
				<category><![CDATA[Financial Fraud]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/financial-fraud/five-stocks-to-avoid-like-the-plague</guid>
		<description><![CDATA[There&#8217;s no better time to take a good hard look at your portfolio than the beginning of a new year. I know this may not be your first rodeo and chances are you&#8217;ve already done at least a little thinking about how your investments came through 2011, and what you&#8217;d like to achieve in 2012. [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/financial-fraud/five-stocks-to-avoid-like-the-plague/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An alternative to bankruptcy</title>
		<link>http://zerofraudliability.com/financial-fraud/an-alternative-to-bankruptcy</link>
		<comments>http://zerofraudliability.com/financial-fraud/an-alternative-to-bankruptcy#comments</comments>
		<pubDate>Thu, 05 Jan 2012 18:33:55 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Financial Fraud]]></category>
		<category><![CDATA[Individual Voluntary Arrangements]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/?p=444</guid>
		<description><![CDATA[If you are faced with insurmountable unsecured debts and you don&#8217;t know how you&#8217;re going to pay them, you may have considered bankruptcy. However, there is an alternative to bankruptcy that could also write off part of your debt called an IVA (Individual Voluntary Arrangement). If you&#8217;re a homeowner, it could potentially help you avoid [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/financial-fraud/an-alternative-to-bankruptcy/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Looking For The January Effect</title>
		<link>http://zerofraudliability.com/financial-fraud/looking-for-the-january-effect</link>
		<comments>http://zerofraudliability.com/financial-fraud/looking-for-the-january-effect#comments</comments>
		<pubDate>Sun, 01 Jan 2012 08:41:49 +0000</pubDate>
		<dc:creator>Nate Sawers</dc:creator>
				<category><![CDATA[Financial Fraud]]></category>
		<category><![CDATA[Effect]]></category>
		<category><![CDATA[January Effect]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/financial-fraud/looking-for-the-january-effect</guid>
		<description><![CDATA[Once upon a time investors believed in the January effect. The story is that there&#8217;s gold in them &#8216;thar hills for equity returns during the first month of the year. The idea that January dispenses richer results than the other months dates to economist Sidney Wachtel&#8217;s 1942 study on seasonality effects in the market. It&#8217;s [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/financial-fraud/looking-for-the-january-effect/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ScamBusters Top 10 Scam Predictions for 2012</title>
		<link>http://zerofraudliability.com/thieft-protection/scambusters-top-10-scam-predictions-for-2012</link>
		<comments>http://zerofraudliability.com/thieft-protection/scambusters-top-10-scam-predictions-for-2012#comments</comments>
		<pubDate>Thu, 29 Dec 2011 19:08:53 +0000</pubDate>
		<dc:creator>Archie Norton</dc:creator>
				<category><![CDATA[Thieft Protection]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[Top 10]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/thieft-protection/scambusters-top-10-scam-predictions-for-2012</guid>
		<description><![CDATA[Information from ScamBusters: Phishing and Identity Theft. As we said earlier, our biggest concern is the amount of information hackers have shown themselves capable of stealing by breaking into the networks of firms that hold our personal records. We think this will continue to grow, along with persistent attempts to capture our confidential information through [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/thieft-protection/scambusters-top-10-scam-predictions-for-2012/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Identity Theft Tax Laws</title>
		<link>http://zerofraudliability.com/thieft-protection/new-identity-theft-tax-laws</link>
		<comments>http://zerofraudliability.com/thieft-protection/new-identity-theft-tax-laws#comments</comments>
		<pubDate>Sat, 17 Dec 2011 08:40:25 +0000</pubDate>
		<dc:creator>Archie Norton</dc:creator>
				<category><![CDATA[Thieft Protection]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/thieft-protection/new-identity-theft-tax-laws</guid>
		<description><![CDATA[Tax time has long been a popular time for identity theft, with forms filled with personal information flying through the U.S. postal system. Some of them come from legitimate taxpayers and some of them come from individuals pretending to be legitimate taxpayers and looking to cash in on ill-begotten refunds. To help individuals who have [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/thieft-protection/new-identity-theft-tax-laws/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Small Businesses Waste $340 Million on Excess Credit Card Processing Fees During Holiday Season, Says FeeFighters</title>
		<link>http://zerofraudliability.com/financial-fraud/small-businesses-waste-340-million-on-excess-credit-card-processing-fees-during-holiday-season-says-feefighters</link>
		<comments>http://zerofraudliability.com/financial-fraud/small-businesses-waste-340-million-on-excess-credit-card-processing-fees-during-holiday-season-says-feefighters#comments</comments>
		<pubDate>Sun, 11 Dec 2011 17:20:13 +0000</pubDate>
		<dc:creator>Nate Sawers</dc:creator>
				<category><![CDATA[Financial Fraud]]></category>
		<category><![CDATA[Million]]></category>
		<category><![CDATA[Small Businesses]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/financial-fraud/small-businesses-waste-340-million-on-excess-credit-card-processing-fees-during-holiday-season-says-feefighters</guid>
		<description><![CDATA[Chicago, IL (PRWEB) December 06, 2011 The record-breaking 226 million shoppers that came out in droves Black Friday weekend were certainly welcome to small businesses, but the sales came at a price, says FeeFighters.com, a comparison shopping site for credit card processing services. With increased use of credit cards, smaller retailers will feel the hit [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/financial-fraud/small-businesses-waste-340-million-on-excess-credit-card-processing-fees-during-holiday-season-says-feefighters/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Customer Service Part of Norton Internet Security 2012&#8242;s Features?</title>
		<link>http://zerofraudliability.com/thieft-protection/is-customer-service-part-of-norton-internet-security-2012s-features</link>
		<comments>http://zerofraudliability.com/thieft-protection/is-customer-service-part-of-norton-internet-security-2012s-features#comments</comments>
		<pubDate>Sun, 11 Dec 2011 10:43:30 +0000</pubDate>
		<dc:creator>Archie Norton</dc:creator>
				<category><![CDATA[Thieft Protection]]></category>
		<category><![CDATA[Internet Security]]></category>
		<category><![CDATA[Norton Internet]]></category>
		<category><![CDATA[Norton Internet Security]]></category>
		<category><![CDATA[Security]]></category>

		<guid isPermaLink="false">http://zerofraudliability.com/thieft-protection/is-customer-service-part-of-norton-internet-security-2012s-features</guid>
		<description><![CDATA[Q: On Norton&#8217;s customer support, if I am having problems is there a charge or is this part of the service? A: Norton Internet Security 2012 offers customer service as part of their security suite package. And not only do they offer the service, they customize it to your particular software, so that you don&#8217;t [...]]]></description>
		<wfw:commentRss>http://zerofraudliability.com/thieft-protection/is-customer-service-part-of-norton-internet-security-2012s-features/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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